Our highly trained, multilingual team work with our clients through every stage of the process to find the most suitable mortgage product, wether you are looking to purchase in France, Spain, Portugal or elsewhere

IPF Team
Fiona Watts, CeMAP Level 3

Managing Director & Co-founder

The driving force of IPF, Fiona knows more about broking international mortgages than anyone else in the industry. She is fluent in Spanish, passionate about female entrepreneurship, and allergic to cheese - no one is perfect!

Simon Smallwood

Director & Co-founder

After co-founding the company in 2008 and focusing on our business partnerships and marketing, Simon now advises on all areas of strategy. Outside of IPF, he will be found on the tennis court, golf range, fishing, or watching his beloved Southampton United

Nikki Carlisle

Head of Operations

IPF’s resident jack-of-all-trades from IT and Marketing to HR and Accounts, Nikki supports the team and the Directors, so they can focus on our clients and partners. And after 20 years in client-facing sales and marketing roles, Nikki is well-equipped to handle even our toughest demands.

Ellie Butler, CeMAP Level 3

International Mortgage Consultant

Trilingual, having lived and studied in France, Spain and the UK, Ellie has swiftly learnt the ropes of the international mortgage and property purchase process since joining IPF in 2019. Clients love her unflappability and her steely determination to ensure that every client gets their dream property ahead of schedule.

Louis Cornwell CeMAP Level 3

International Mortgage Consultant

A true lover of languages, Louis is fluent in French and taught himself Spanish in four months after moving there after university. Louis ensures that our clients’ purchase transactions complete as smoothly and quickly as possible.

Jocelyn Lawson

Operations Manager

The oil that keeps IPF running smoothly! After 16 years in sales & marketing, and a couple more looking after her young family, Jocelyn keeps the office functioning. Our resident wine expert, and keen golfer - we’d be lost without her (and our office socials wouldn’t be half as fun!)

Georgia Hill

Team Administrator

Georgia is likely to be the first person you speak to at IPF, calmly holding the fort whilst juggling new enquiries and submitting paperwork with consumate ease. We'd all be a bit lost without her!

What our clients say

...would not have happened of course without the mortgage that you arranged
10 Nov 2020 - Graham C (Lake Annecy)

"We are now the owners of the house!! Wow, what an emotional journey this has been over the past few months. It would not have happened of course without the mortgage that you arranged, so Elena and I are extremely grateful for everything that you did to get us approved. It’s the worst possible time to buy – and we ourselves do not fit within the banks’ standard UK-based lending criteria – so the fact that you managed to arrange this for us in the circumstances is really great. You can be sure that I will recommend you to anyone who may be looking for mortgage broking support in the future. Thank you once again for everything you have done – we are really very happy!"

It is not often that I would give a firm 10/10, but IPF thoroughly deserve it
21 Oct 2020 - Mr F (Morzine)

"It is not often that I would give a firm 10/10, but IPF thoroughly deserve it. They expertly guided us through the entire mortgage process and were always attentive and their level of client care is beyond what one would hope for. Covid raised its ugly head during the process to add to our stress, but this was tackled throughout with a level of calm and efficiency that was the perfect counterbalance. Thank you to the whole team."

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