Our highly trained, multilingual team work with our clients through every stage of the process to find the most suitable mortgage product, wether you are looking to purchase in France, Spain, Portugal or elsewhere

IPF Team
Fiona Watts, CeMAP Level 3

Founder & Managing Director

The driving force of IPF, Fiona knows more about broking international mortgages than anyone else in the industry. She is fluent in Spanish, passionate about female entrepreneurship, and allergic to cheese - no one is perfect!

Simon Smallwood

Director & Co-founder

After co-founding the company in 2008 and focusing on our business partnerships and marketing, Simon now advises on all areas of strategy. Outside of IPF, he will be found on the tennis court, golf range, fishing, or watching his beloved Southampton United

Jocelyn Lawson

Operations Manager

IPF’s resident jack-of-all-trades from IT and Marketing to HR and Accounts, Jocelyn supports the team and the Directors, so they can focus on our clients and partners. After 16 years in sales & marketing, and a couple more looking after her young family, Jocelyn keeps the office functioning. Our resident wine expert, and keen golfer - we’d be lost without her (and our office socials wouldn’t be half as fun!)

Georgia Hill

Team Administrator

Georgia is likely to be the first person you speak to at IPF, calmly holding the fort whilst juggling new enquiries and submitting paperwork with consumate ease. She's the oil that keeps the IPF machine running like clockwork. We'd all be a bit lost without her!

Nathalie Hilton

Bank Relationship Manager

Nathalie grew up in the French Alps and moved to the UK 25 years ago to complete a double diploma in International Sales & Marketing. She fell in love with the London lifestyle and has been living in our beautiful city ever since. Having worked for French Property Developers and Estate Agencies, she brought a wealth of experience to IPF when she joined11 years ago. Having been Head of Partnerships she is currently working as our Bank Relationship Manager, looking after our panel of lenders throughout France and further developing it, regularly adding new finance solutions for non resident buyers, with retails banks at local, regional and national levels as well as private banks around Europe. Nathalie has an extremely positive attitude, a proactive and value driven approach which means that she connects with people beautifully, and is a tremendous asset to the team. When she is not talking about property or mortgages, Nathalie dedicates her time to her other passions – tea (she has become very British), wine and travel.

Natalie Knibbs

Assistant International Client Advisor

A lover of all things French, Natalie joined the IPF team in April 2022 to support our Mortgage Consultants. Having studied and lived in France for 13 years Natalie brings experience and understanding of the French property sector gained from working in the building industry, specifically in the renovation sector for luxury properties along the Côte d'Azur. In 2011 she returned to the UK to raise her family.

What our clients say

...would not have happened of course without the mortgage that you arranged
10 Nov 2020 - Graham C (Lake Annecy)

"We are now the owners of the house!! Wow, what an emotional journey this has been over the past few months. It would not have happened of course without the mortgage that you arranged, so Elena and I are extremely grateful for everything that you did to get us approved. It’s the worst possible time to buy – and we ourselves do not fit within the banks’ standard UK-based lending criteria – so the fact that you managed to arrange this for us in the circumstances is really great. You can be sure that I will recommend you to anyone who may be looking for mortgage broking support in the future. Thank you once again for everything you have done – we are really very happy!"

It is not often that I would give a firm 10/10, but IPF thoroughly deserve it
21 Oct 2020 - Mr F (Morzine)

"It is not often that I would give a firm 10/10, but IPF thoroughly deserve it. They expertly guided us through the entire mortgage process and were always attentive and their level of client care is beyond what one would hope for. Covid raised its ugly head during the process to add to our stress, but this was tackled throughout with a level of calm and efficiency that was the perfect counterbalance. Thank you to the whole team."

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International mortgage rates

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