- Loan Amount: €300,000
- Interest: €110,400
- Bank arrangement fee: €1,500
- Broker's fee: €6,380
- Life insurance*: €11,340
- Notary fees for the mortgage~: €4,500
Total: €434,120
The overall cost:
5.55%
APRC Representitive
In addition to some of the latest French mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.
| Type of mortgage | Max LTV (Term) | Starting Rates from ** | Interest only | Monthly payments * | Example | Request Quote |
|---|---|---|---|---|---|---|
| Fixed | 100% (15 years) | 4.40% | No | €2,280 | Get A Quote | |
| Fixed | 100% (20 years) | 4.55% | No | €1,906 | Get A Quote | |
| Fixed | 85% (15 years) | 4.50% | No | €2,295 | Get A Quote | |
| Fixed | 85% (20 years) | 4.85% | No | €1,955 | Get A Quote | |
| Capped Variable | 80% (15 years) | 4.02% | No | €2,222 | Get A Quote | |
| Capped Variable | 80% (20 years) | 4.12% | No | €1,837 | Get A Quote |
* Monthly payment is based on a loan amount of €300,000
** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)
This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by www.internationalprivatefinance.com and is correct as of 12/02/2024
Your home may be repossessed if you do not keep up with repayments on your mortgage
"IPF provided us exceptional service. They made every aspect of the transaction easy, helped us understand clearly what needed to be done and when, and managed the entire process seamlessly. We highly recommend this wonderful team of people."
"The service we received was professional, proactive and supportive every step of the way. Applying for a French mortgage is a complicated process but IPF made it as smooth as possible and provided pragmatic advice in digestible pieces that gave us the best opportunity to succeed. Thank you Fiona and team for making our dream become a reality."