- Loan Amount: €500,000
- Interest: €163,300
- Bank arrangement fee: €1,500
- Broker's fee: €6,600
- Life insurance*: Not required
- Notary fees for the mortgage~: €7,500
Total: 678,900
The overall cost:
4.41%
APRC Representitive
In addition to some of the latest French mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.
| Type of mortgage | Max LTV (Term) | Starting Rates from ** | Interest only | Monthly payments * | Example | Request Quote |
|---|---|---|---|---|---|---|
| Fixed | 85% (15 years) | 3.95% | No | €3,685 | Get A Quote | |
| Fixed | 85% (20 years) | 4.10% | No | €3,057 | Get A Quote | |
| Capped Varriable | 80% (10 years) | 3.43% | No | €4,927 | Get A Quote | |
| Capped Variable | 80% (15 years) | 3.53% | No | €3,582 | Get A Quote | |
| Fixed | 70% (15 years) | 3.65% | No | €3,611 | Get A Quote | |
| Fixed | 70% (15 years) | 4.87% | Yes | €2,029 | Get A Quote |
* Monthly payment is based on a loan amount of €500,000
** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)
This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.
For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by www.internationalprivatefinance.com and is correct as of 12/12/2025
Your home may be repossessed if you do not keep up with repayments on your mortgage
"Fiona and her team helped us finance our dream home in the Haute Savoie in France. They made the process shockingly simple on our end, with accurate and clear guidance and proactive communication at every step, coordinating all parties involved. We felt extremely well taken care of, and the IPF team was a pleasure to deal with. Highly recommended."
"Great help and great people made my overseas purchase smooth and worry-free."