French Mortgage Rates

In addition to some of the latest French mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.

Type of mortgage Max LTV (Term) Starting Rates from ** Interest only Monthly payments * Example Request Quote
Fixed 100% (15 years) 4.40% No €2,280 Get A Quote
Fixed 100% (20 years) 4.55% No €1,906 Get A Quote
Fixed 85% (15 years) 4.20% No €2,249 Get A Quote
Fixed 85% (20 years) 4.40% No €1,882 Get A Quote
Capped Variable 80% (15 years) 3.92% No €2,207 Get A Quote
Capped Variable 80% (20 years) 4.02% No €1,821 Get A Quote

* Monthly payment is based on a loan amount of €300,000

** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)

This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.

For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by and is correct as of 07/06/2024

Your home may be repossessed if you do not keep up with repayments on your mortgage

What our clients say

The service from the entire IPF staff was impeccable
9 Feb 2024 - Bas and Judith - Paris 4th Arrondissement

"In the past, we have engaged with several mortgage brokers across the US and some parts of Europe on multiple real estate transactions. Our experience with IPF well exceeded our expectations and was unmatched by any others by a huge margin! We were very impressed with IPF from beginning to end. Their website is informative, the consultation with Fiona answered all our questions, the IPF communication throughout the process was clear, and they closed with the lender thru the hectic holidays. Fiona was true to her every word and delivered on all her commitments. Every email was answered the same day! And when she was away from the office, Natalie was quick to pick up and fully knowledgeable of our case. The service from the entire IPF staff was impeccable! We truly felt that they have given our case the highest priority and gained our full trust. We will definitely employ their services at the next opportunity. Thank you IPF !!!"

...we honestly couldn't have done it without you!
3 Jun 2024 - Aaron H - Annecy

"I just wanted to take a moment to thank you all for your help. I honestly don't think we would have made this happen without you!"

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