French Mortgage Rates

In addition to some of the latest French mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.

Type of mortgage Max LTV (Term) Starting Rates from ** Interest only Monthly payments * Example Request Quote
Capped Variable 80% (5 years) 0.80% No €4,252 Get A Quote
Fixed 70% (15 years) 1.15% No €1,513 Get A Quote
Fixed 70% (20 years) 1.35% No €1,189 Get A Quote
Fixed (No life insurance req'd) 85% (20 years) 2.25% No €1,295 Get A Quote
Capped variable 80% (25 years) 1.35% No €982 Get A Quote
Fixed 75% (14 years) 2.35% Yes €490 Get A Quote

* Monthly payment is based on a loan amount of €250,000

** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)

This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.

For a personalised French mortgage quote please contact us directly or submit your information online.
Information provided by and is correct as of 01.09.2021

Your home may be repossessed if you do not keep up with repayments on your mortgage

What our clients say

IPF secured us the best mortgage rates, & a good bank to work with
15 Mar 2019 - C-P Medard (Chamonix)

"IPF secured us the best mortgage rates, and a good bank to work with, even though the process was a long haul due to our complicated expat situation while buying a French home. In short: without IPF we NEVER would have been able to buy our home. It was long, tedious, difficult at times, and IPF were on top during every single step of the way. 6 months non stop work, delivered. Unbelievable work!"

IPF were clearly the best
8 Jul 2021 - Mr & Mrs C, Nouvelle Aquitaine

"Having achieved French residency we found our home and needed a mortgage. We had already identified BNP Paribas International but felt we needed more hand holding than they could offer. We spoke to several mortgage advisors but IPF were clearly the best. Our advisor was superbly trained, very efficient, thorough and courteous and made every aspect of the process clear and simple. Without him we would have struggled. A really excellent service. I cannot recommend IPF high enough. Amazing value for money too!"

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International mortgage rates

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