Spanish Mortgage Rates

In addition to some of the latest Spanish mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.

Type of mortgage Max LTV (Term) Starting Rates from ** Interest only Monthly payments * Example Request Quote
Mixed (Fixed 1 Year - Remaining Term Variable) 70% (10 years) 5.19% No € 3,210 Get A Quote
Mixed (Fixed 1 Year - Remaining Term Variable) 70% (20 years) 5.19 No €2,011 Get A Quote
Mixed (Fixed 5 years - Remaining Term Variable) 70% (15 Years) 5.15% No €2,396 Get A Quote
Mixed (Fixed 10 years - Remaining Term Variable) 70% (25 years) 5.25% No €1,798 Get A Quote

* Monthly payment is based on a loan amount of €300,000

** Lower interest rates may be available if you do not require the maximum LTVs (loan to values)

This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.

For a personalised Spanish mortgage quote please contact us directly or submit your information online.
Information provided by and is correct as of 14/02/2024

Your home may be repossessed if you do not keep up with repayments on your mortgage

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Spanish Mortgage Rates

Compare Spanish Mortgage Rates and get the best deal on your Spanish mortgage whether you are buying a main residence or a second home in Spain, we have access to a wide range of Spanish mortgage rates.

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Spanish Mortgage Calculator

Wondering about the budget for your Spanish home? Calculate how much your Spanish mortgage will cost and how much you can borrow.

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