General Info


Our minimum loan amount is €100,000. If you require a loan amount of less than this, please direct your enquiry to a bank local to the property you are looking to purchase.

The form below will be asking you about your personal and financial situation, including questions concerning your employment status, annual income, monthly outgoings including mortgages, car and personal loans as well as your savings, pensions and investments. It will be useful for you to have these figures to hand before starting the form.

Please take note of the alert boxes on the right hand side of the form.

  1. Please note that finance in Monaco, Switzerland, Luxembourg, Germany and Belgium is only available for loans in excess of €1M. If the country is not in the list we are unable to assist with your enquiry.
  2. Please provide further details such as the name of the company who recommended you, the search engine or the publication.




Property

  1. Please note that we cannot finance a Chateau or any commercial property (e.g. gite, vineyard, fishing lake, campsite).




  2. If you are looking to raise finance for the renovation, please note that the work can only be financed if carried out by a registered French builder.
  3. If you already own the property please enter the approximate value
  4. If you are looking to borrow below €100,000 we will not be able to assist. Please note that the maximum LTV is 85% in France, 70% in Spain and Portugal and 60% in Italy










  5. If yes please give details
  6. If yes please give details

Applicant Details


  1. The answer to this question may result in a refusal of your mortgage. If you are over the age of 63 we will be unable to assist you.

  1. The answer to this question may result in a refusal of your mortgage. If you are over the age of 63 we will be unable to assist you.
  2.  

Income Details

  1. Applicant 1

  2. Please note a number of lenders have a minimum employment period of 12 months
  3. Please give all figures on an annual basis
  4. For any variable elements please use an average of the last 3 years
  5. If you have less than 2 years tax returns we may not be able to assist
  6. All figures to be given on an annual basis and as per your tax return. Please note that directors loan replayments & reimbursed expenses will not be considered as income.
  7. All figures to be given on an annual basis and as per your tax return. If your partner receives dividends, please list these separately. Please note that directors loan replayments & reimbursed expenses will not be considered as income.
  8. Please don’t include any rental income in this section
  1. Applicant 2

  2. Please give all figures on an annual basis
  3. For any variable elements please use an average of the last 3 years
  4. If you have less than 2 years tax returns we may not be able to assist
  5. Please note that directors loan replayments & reimbursed expenses will not be considered as income. For dividend income, please use an average of the last 3 years as declared on your tax returns. If dividends are not yet visible on tax returns these can't be included.
  6. Please don’t include any rental income in this section

 

Assets & Liabilities


  1. Applicant 1

  1. Applicant 2


Property Assets

 

Investments & Savings

 

Debts

 

 

Credit History


  1. Applicant 1

  2. Please note, if you have answered yes to this question you will most likely be refused a mortgage
  3. Please consider this question carefully as this could impact your ability to borrow
  1. Applicant 2

  2. Please note, if you have answered yes to this question you will most likely be refused a mortgage
  3. Please consider this question carefully as this could impact your ability to borrow