French Mortgages : Latest French Mortgage Rates

In addition to some of the latest French mortgage rates below, IPF has access to a range of bespoke mortgages from private banks and alternative lenders that we can discuss with you personally and confidentially, tailored to you.

Type of mortgage

Maximum LTV Starting rates from Interest Only

Monthly payments**

Fixed rate

80% 2.15%
2.95% APRC*
No 1,283 Click for  representative example
Variable rate 75% 2.50%
3.39% APRC variable*


Click for representative example

Variable rate

80% 2.50%
3.31% APRC variable*
No €1,325
Click for representative example
Capped variable 85% 1.95%
2.7% APRC variable*
No €1,259
Click for representative example


Lower interest rates will be available at different LTVs (loan to values)
**Based on a loan amount of €250,000 and a 20 year term for repayment products. Interest only products may have a shorter term.
*As the French banks do not provide a calculation of the APRC, this percentage is approximate
Some of these rates are also available for the purchase of a leaseback property. This information should only be used as a guide. The products mentioned here are for non-resident clients, other products will be available for residents. The choice of interest rate and product terms will depend on your circumstances and the amount of the mortgage. Before you make a mortgage application, we will carry out a full review to establish your needs and preferences and if you meet the criteria, we will give advice and make a recommendation to you. There will be a fee for our mortgage service. All mortgages are subject to status. Please note that all products show an indicative rate only and may not be suitable for you. You must be 18 or over.

For a personalised French mortgage quote please contact us directly or submit your information online. 
Information provided by and is correct as of 17.01.2018


Found a property? Request a quote now or call +44 (0)207 484 4600